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Auto Refinance Calculator
Auto Refinance Calculator to calculate how much you can save by refinance your car loan. Car refinance calculator is useful for borrowers who still have balance on their auto loan and would like to refinance it.
Car Refinance Calculator Results |
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New Monthly Payment: |
$704.98 | |||||
Payoff Date: |
Nov, 2029 | |||||
Total Interest Savings: |
$1,244.23 | |||||
Car Refinance Amortization Schedule |
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| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Dec, 2024 | 1 | $136.17 | $568.82 | $704.98 | $37,431.18 | |
| Jan, 2025 | 2 | $134.13 | $570.86 | $704.98 | $36,860.33 | |
| Feb, 2025 | 3 | $132.08 | $572.90 | $704.98 | $36,287.43 | |
| Mar, 2025 | 4 | $130.03 | $574.95 | $704.98 | $35,712.47 | |
| Apr, 2025 | 5 | $127.97 | $577.01 | $704.98 | $35,135.46 | |
| May, 2025 | 6 | $125.90 | $579.08 | $704.98 | $34,556.37 | |
| Jun, 2025 | 7 | $123.83 | $581.16 | $704.98 | $33,975.22 | |
| Jul, 2025 | 8 | $121.74 | $583.24 | $704.98 | $33,391.98 | |
| Aug, 2025 | 9 | $119.65 | $585.33 | $704.98 | $32,806.65 | |
| Sep, 2025 | 10 | $117.56 | $587.43 | $704.98 | $32,219.22 | |
| Oct, 2025 | 11 | $115.45 | $589.53 | $704.98 | $31,629.69 | |
| Nov, 2025 | 12 | $113.34 | $591.64 | $704.98 | $31,038.05 | |
| Dec, 2025 | 13 | $111.22 | $593.76 | $704.98 | $30,444.28 | |
| Jan, 2026 | 14 | $109.09 | $595.89 | $704.98 | $29,848.39 | |
| Feb, 2026 | 15 | $106.96 | $598.03 | $704.98 | $29,250.36 | |
| Mar, 2026 | 16 | $104.81 | $600.17 | $704.98 | $28,650.19 | |
| Apr, 2026 | 17 | $102.66 | $602.32 | $704.98 | $28,047.87 | |
| May, 2026 | 18 | $100.50 | $604.48 | $704.98 | $27,443.39 | |
| Jun, 2026 | 19 | $98.34 | $606.65 | $704.98 | $26,836.75 | |
| Jul, 2026 | 20 | $96.17 | $608.82 | $704.98 | $26,227.93 | |
| Aug, 2026 | 21 | $93.98 | $611.00 | $704.98 | $25,616.93 | |
| Sep, 2026 | 22 | $91.79 | $613.19 | $704.98 | $25,003.74 | |
| Oct, 2026 | 23 | $89.60 | $615.39 | $704.98 | $24,388.35 | |
| Nov, 2026 | 24 | $87.39 | $617.59 | $704.98 | $23,770.76 | |
| Dec, 2026 | 25 | $85.18 | $619.81 | $704.98 | $23,150.95 | |
| Jan, 2027 | 26 | $82.96 | $622.03 | $704.98 | $22,528.92 | |
| Feb, 2027 | 27 | $80.73 | $624.26 | $704.98 | $21,904.67 | |
| Mar, 2027 | 28 | $78.49 | $626.49 | $704.98 | $21,278.18 | |
| Apr, 2027 | 29 | $76.25 | $628.74 | $704.98 | $20,649.44 | |
| May, 2027 | 30 | $73.99 | $630.99 | $704.98 | $20,018.45 | |
| Jun, 2027 | 31 | $71.73 | $633.25 | $704.98 | $19,385.20 | |
| Jul, 2027 | 32 | $69.46 | $635.52 | $704.98 | $18,749.68 | |
| Aug, 2027 | 33 | $67.19 | $637.80 | $704.98 | $18,111.88 | |
| Sep, 2027 | 34 | $64.90 | $640.08 | $704.98 | $17,471.79 | |
| Oct, 2027 | 35 | $62.61 | $642.38 | $704.98 | $16,829.42 | |
| Nov, 2027 | 36 | $60.31 | $644.68 | $704.98 | $16,184.74 | |
| Dec, 2027 | 37 | $58.00 | $646.99 | $704.98 | $15,537.75 | |
| Jan, 2028 | 38 | $55.68 | $649.31 | $704.98 | $14,888.44 | |
| Feb, 2028 | 39 | $53.35 | $651.63 | $704.98 | $14,236.81 | |
| Mar, 2028 | 40 | $51.02 | $653.97 | $704.98 | $13,582.84 | |
| Apr, 2028 | 41 | $48.67 | $656.31 | $704.98 | $12,926.53 | |
| May, 2028 | 42 | $46.32 | $658.66 | $704.98 | $12,267.86 | |
| Jun, 2028 | 43 | $43.96 | $661.02 | $704.98 | $11,606.84 | |
| Jul, 2028 | 44 | $41.59 | $663.39 | $704.98 | $10,943.45 | |
| Aug, 2028 | 45 | $39.21 | $665.77 | $704.98 | $10,277.68 | |
| Sep, 2028 | 46 | $36.83 | $668.16 | $704.98 | $9,609.52 | |
| Oct, 2028 | 47 | $34.43 | $670.55 | $704.98 | $8,938.97 | |
| Nov, 2028 | 48 | $32.03 | $672.95 | $704.98 | $8,266.02 | |
| Dec, 2028 | 49 | $29.62 | $675.36 | $704.98 | $7,590.65 | |
| Jan, 2029 | 50 | $27.20 | $677.78 | $704.98 | $6,912.87 | |
| Feb, 2029 | 51 | $24.77 | $680.21 | $704.98 | $6,232.66 | |
| Mar, 2029 | 52 | $22.33 | $682.65 | $704.98 | $5,550.01 | |
| Apr, 2029 | 53 | $19.89 | $685.10 | $704.98 | $4,864.91 | |
| May, 2029 | 54 | $17.43 | $687.55 | $704.98 | $4,177.36 | |
| Jun, 2029 | 55 | $14.97 | $690.02 | $704.98 | $3,487.34 | |
| Jul, 2029 | 56 | $12.50 | $692.49 | $704.98 | $2,794.85 | |
| Aug, 2029 | 57 | $10.01 | $694.97 | $704.98 | $2,099.89 | |
| Sep, 2029 | 58 | $7.52 | $697.46 | $704.98 | $1,402.43 | |
| Oct, 2029 | 59 | $5.03 | $699.96 | $704.98 | $702.47 | |
| Nov, 2029 | 60 | $2.52 | $702.47 | $704.98 | $0.00 | |
Original vs. Car Refinance |
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| Original | Car Refinance | |||||
| Monthly Payment | $720.00 | $704.98 | ||||
| Total Interest | $5,543.28 | $4,299.05 | ||||
| Total Principal | $38,000.00 | $38,000.00 | ||||
| Total Payment | $43,543.28 | $42,299.05 | ||||
| Total Interest Savings | $0 | $1,244.23 | ||||
| Payoff Date | Dec, 2029 | Nov, 2029 | ||||
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