Auto Refinance Calculator


Auto Refinance Calculator to calculate how much you can save by refinance your car loan. Car refinance calculator is useful for borrowers who still have balance on their auto loan and would like to refinance it.

Car Refinance Calculator

Remaining Balance
$
Interest Rate
Current Monthly Payment
$
New Interest Rate
New Loan Terms
years

Car Refinance Calculator Results

New Monthly Payment:
$704.98
Payoff Date:
Nov, 2028
Total Interest Savings:
$1,244.23

Car Refinance Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Dec, 2023 1 $136.17 $568.82 $704.98 $37,431.18
Jan, 2024 2 $134.13 $570.86 $704.98 $36,860.33
Feb, 2024 3 $132.08 $572.90 $704.98 $36,287.43
Mar, 2024 4 $130.03 $574.95 $704.98 $35,712.47
Apr, 2024 5 $127.97 $577.01 $704.98 $35,135.46
May, 2024 6 $125.90 $579.08 $704.98 $34,556.37
Jun, 2024 7 $123.83 $581.16 $704.98 $33,975.22
Jul, 2024 8 $121.74 $583.24 $704.98 $33,391.98
Aug, 2024 9 $119.65 $585.33 $704.98 $32,806.65
Sep, 2024 10 $117.56 $587.43 $704.98 $32,219.22
Oct, 2024 11 $115.45 $589.53 $704.98 $31,629.69
Nov, 2024 12 $113.34 $591.64 $704.98 $31,038.05
Dec, 2024 13 $111.22 $593.76 $704.98 $30,444.28
Jan, 2025 14 $109.09 $595.89 $704.98 $29,848.39
Feb, 2025 15 $106.96 $598.03 $704.98 $29,250.36
Mar, 2025 16 $104.81 $600.17 $704.98 $28,650.19
Apr, 2025 17 $102.66 $602.32 $704.98 $28,047.87
May, 2025 18 $100.50 $604.48 $704.98 $27,443.39
Jun, 2025 19 $98.34 $606.65 $704.98 $26,836.75
Jul, 2025 20 $96.17 $608.82 $704.98 $26,227.93
Aug, 2025 21 $93.98 $611.00 $704.98 $25,616.93
Sep, 2025 22 $91.79 $613.19 $704.98 $25,003.74
Oct, 2025 23 $89.60 $615.39 $704.98 $24,388.35
Nov, 2025 24 $87.39 $617.59 $704.98 $23,770.76
Dec, 2025 25 $85.18 $619.81 $704.98 $23,150.95
Jan, 2026 26 $82.96 $622.03 $704.98 $22,528.92
Feb, 2026 27 $80.73 $624.26 $704.98 $21,904.67
Mar, 2026 28 $78.49 $626.49 $704.98 $21,278.18
Apr, 2026 29 $76.25 $628.74 $704.98 $20,649.44
May, 2026 30 $73.99 $630.99 $704.98 $20,018.45
Jun, 2026 31 $71.73 $633.25 $704.98 $19,385.20
Jul, 2026 32 $69.46 $635.52 $704.98 $18,749.68
Aug, 2026 33 $67.19 $637.80 $704.98 $18,111.88
Sep, 2026 34 $64.90 $640.08 $704.98 $17,471.79
Oct, 2026 35 $62.61 $642.38 $704.98 $16,829.42
Nov, 2026 36 $60.31 $644.68 $704.98 $16,184.74
Dec, 2026 37 $58.00 $646.99 $704.98 $15,537.75
Jan, 2027 38 $55.68 $649.31 $704.98 $14,888.44
Feb, 2027 39 $53.35 $651.63 $704.98 $14,236.81
Mar, 2027 40 $51.02 $653.97 $704.98 $13,582.84
Apr, 2027 41 $48.67 $656.31 $704.98 $12,926.53
May, 2027 42 $46.32 $658.66 $704.98 $12,267.86
Jun, 2027 43 $43.96 $661.02 $704.98 $11,606.84
Jul, 2027 44 $41.59 $663.39 $704.98 $10,943.45
Aug, 2027 45 $39.21 $665.77 $704.98 $10,277.68
Sep, 2027 46 $36.83 $668.16 $704.98 $9,609.52
Oct, 2027 47 $34.43 $670.55 $704.98 $8,938.97
Nov, 2027 48 $32.03 $672.95 $704.98 $8,266.02
Dec, 2027 49 $29.62 $675.36 $704.98 $7,590.65
Jan, 2028 50 $27.20 $677.78 $704.98 $6,912.87
Feb, 2028 51 $24.77 $680.21 $704.98 $6,232.66
Mar, 2028 52 $22.33 $682.65 $704.98 $5,550.01
Apr, 2028 53 $19.89 $685.10 $704.98 $4,864.91
May, 2028 54 $17.43 $687.55 $704.98 $4,177.36
Jun, 2028 55 $14.97 $690.02 $704.98 $3,487.34
Jul, 2028 56 $12.50 $692.49 $704.98 $2,794.85
Aug, 2028 57 $10.01 $694.97 $704.98 $2,099.89
Sep, 2028 58 $7.52 $697.46 $704.98 $1,402.43
Oct, 2028 59 $5.03 $699.96 $704.98 $702.47
Nov, 2028 60 $2.52 $702.47 $704.98 $0.00

Original vs. Car Refinance

Original Car Refinance
Monthly Payment $720.00 $704.98
Total Interest $5,543.28 $4,299.05
Total Principal $38,000.00 $38,000.00
Total Payment $43,543.28 $42,299.05
Total Interest Savings $0 $1,244.23
Payoff Date Dec, 2028 Nov, 2028



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