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85% LTV Home Equity Loan

85% LTV home equity loan to calculate the maximum home equity loan that a borrower can get based on 85% LTV, home value and outstanding mortgage balance.

Home Equity Loan 85% LTV

Home Value
$
Outstanding Mortgage Amount
$
LTV
%
Outstanding Mortgage Amount
LTV Ratio
Home Equity
How much equity loan can I get?

What is a 85% Loan-To-Value (LTV) On A Home Equity Loan?

A 85% loan-to-value LTV on a home equity loan means the lender is willing to lend up to 85% of the appraisal home value minus the outstanding mortgage balance.

Home Value Mortgage Amount Home Equity Home Equity Loan LTV Max Home Equity Loan
$500,000 $425,000 $75,000 85% LTV $63,750
$600,000 $510,000 $90,000 85% LTV $76,500
$700,000 $595,000 $105,000 85% LTV $89,250
$800,000 $680,000 $120,000 85% LTV $102,000
$900,000 $765,000 $135,000 85% LTV $114,750
$1,000,000 $850,000 $150,000 85% LTV $127,500
$1,100,000 $935,000 $165,000 85% LTV $140,250
$1,200,000 $1,020,000 $180,000 85% LTV $153,000
$1,300,000 $1,105,000 $195,000 85% LTV $165,750
$1,400,000 $1,190,000 $210,000 85% LTV $178,500
$1,500,000 $1,275,000 $225,000 85% LTV $191,250
$1,600,000 $1,360,000 $240,000 85% LTV $204,000
$1,700,000 $1,445,000 $255,000 85% LTV $216,750
$1,800,000 $1,530,000 $270,000 85% LTV $229,500
$1,900,000 $1,615,000 $285,000 85% LTV $242,250
$2,000,000 $1,700,000 $300,000 85% LTV $255,000

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