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85% LTV home equity loan to calculate the maximum home equity loan that a borrower can get based on 85% LTV, home value and outstanding mortgage balance.
Home Equity Loan 85% LTV |
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Home Value |
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Outstanding Mortgage Amount |
$ |
LTV |
% |
Outstanding Mortgage Amount |
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LTV Ratio |
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Home Equity |
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How much equity loan can I get? |
A 85% loan-to-value LTV on a home equity loan means the lender is willing to lend up to 85% of the appraisal home value minus the outstanding mortgage balance.
Home Value | Mortgage Amount | Home Equity | Home Equity Loan LTV | Max Home Equity Loan |
---|---|---|---|---|
$500,000 | $425,000 | $75,000 | 85% LTV | $63,750 |
$600,000 | $510,000 | $90,000 | 85% LTV | $76,500 |
$700,000 | $595,000 | $105,000 | 85% LTV | $89,250 |
$800,000 | $680,000 | $120,000 | 85% LTV | $102,000 |
$900,000 | $765,000 | $135,000 | 85% LTV | $114,750 |
$1,000,000 | $850,000 | $150,000 | 85% LTV | $127,500 |
$1,100,000 | $935,000 | $165,000 | 85% LTV | $140,250 |
$1,200,000 | $1,020,000 | $180,000 | 85% LTV | $153,000 |
$1,300,000 | $1,105,000 | $195,000 | 85% LTV | $165,750 |
$1,400,000 | $1,190,000 | $210,000 | 85% LTV | $178,500 |
$1,500,000 | $1,275,000 | $225,000 | 85% LTV | $191,250 |
$1,600,000 | $1,360,000 | $240,000 | 85% LTV | $204,000 |
$1,700,000 | $1,445,000 | $255,000 | 85% LTV | $216,750 |
$1,800,000 | $1,530,000 | $270,000 | 85% LTV | $229,500 |
$1,900,000 | $1,615,000 | $285,000 | 85% LTV | $242,250 |
$2,000,000 | $1,700,000 | $300,000 | 85% LTV | $255,000 |
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