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120% LTV Home Equity Loan

120% LTV home equity loan to calculate the maximum home equity loan that a borrower can get based on 120% LTV, home value and outstanding mortgage balance.

Home Equity Loan 120% LTV

Home Value
$
Outstanding Mortgage Amount
$
LTV
%
Outstanding Mortgage Amount
LTV Ratio
Home Equity
How much equity loan can I get?

What is a 120% Loan-To-Value (LTV) On A Home Equity Loan?

A 120% loan-to-value LTV on a home equity loan means the lender is willing to lend up to 120% of the appraisal home value minus the outstanding mortgage balance.

Home Value Mortgage Amount Home Equity Home Equity Loan LTV Max Home Equity Loan
$500,000 $600,000 $-100,000 120% LTV $-120,000
$600,000 $720,000 $-120,000 120% LTV $-144,000
$700,000 $840,000 $-140,000 120% LTV $-168,000
$800,000 $960,000 $-160,000 120% LTV $-192,000
$900,000 $1,080,000 $-180,000 120% LTV $-216,000
$1,000,000 $1,200,000 $-200,000 120% LTV $-240,000
$1,100,000 $1,320,000 $-220,000 120% LTV $-264,000
$1,200,000 $1,440,000 $-240,000 120% LTV $-288,000
$1,300,000 $1,560,000 $-260,000 120% LTV $-312,000
$1,400,000 $1,680,000 $-280,000 120% LTV $-336,000
$1,500,000 $1,800,000 $-300,000 120% LTV $-360,000
$1,600,000 $1,920,000 $-320,000 120% LTV $-384,000
$1,700,000 $2,040,000 $-340,000 120% LTV $-408,000
$1,800,000 $2,160,000 $-360,000 120% LTV $-432,000
$1,900,000 $2,280,000 $-380,000 120% LTV $-456,000
$2,000,000 $2,400,000 $-400,000 120% LTV $-480,000

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